Reduced wage base due to previous accident or illness

If a new incapacity to perform duties occurs as a result of an accident shortly after an event with daily allowance (e.g., after 6 weeks of full capacity to perform duties), persons with wages that are only considered retrospectively have the following challenge in submitting the correct wage base for calculating the new daily allowance:

1. If the person received 100% continued wage payment (monthly or hourly wages) during the previous event, there is no problem for the calculation of insured earnings for the new event.

2. If, on the other hand, the insurer’s daily allowance is only transferred to the person every month as a result of a longer        event, this benefit is not included in the insured earnings base. Missing wage components can be added manually if the insured earnings cannot be deter-mined from the master data.