ISO 20022 File

Europe runs the standardized payment service called SEPA. This standard is called in Switzerland ISO 20022. Switzerland is implementing the project under “Harmonization of Payment Transactions in Switzerland”.

Settings

You can find the settings under Bank Account Setup. There is a “XML ISO 20022” option in the Delivery method field. A number series is also required for the creation of the XML interface. You can determine the numbering yourself.

Writing ISO 20022 file

Similar to writing of the existing payment files, you will find in the pay process ribbon “ISO 20022 file”. After writing the XML file, Windows Explorer will reopen with the created XML file. The file will appear now in the new “Files” infobox on the right, where you can also export the file.

File handling in the web-client

The payment files can also be created in the web client (browser). After the file is created, the following message will appear:

The file was created. Please confirm the download in the web browser.

Click OK. You can also confirm the following message by clicking “OK”. A download dialog of your Internet browser (e.g., Internet Explorer) will appear. It can be directly confirmed by clicking “Save” or “Save as”. “Open folder” opens the folder where the file was saved (if you have confirmed the previous message with “Save”, the file will be saved in your local personal download folder). From this directory, you can upload the exported file to your Internet banking.