ISO 20022 | New Interface for Wage Payments Using Banks

Task #6751, Task #8067 & Task #8253 | Update 5051.100

Europe runs the standardized payment service called SEPA. This standard is called in Switzerland ISO 20022. Switzerland is implementing the project under “Harmonization of Payment Transactions in Switzerland”.

By the end of 2017, all ERP vendors have to transfer the existing “EZAG  and “DTA” interfaces (creditors, wage, etc.) into the new standardized XML format. The interface is now named pain.001 or ISO 20022. There is no distinction anymore between PostFinance (EZAG) and Banks (DTA).

By the beginning of 2018, all ERP systems and thus also all customers concerned will have to be transferred to the new interface. As of January 2018, PostFinance will no longer accept EZAG files. The introduction schedule for the Banks is still unclear.

We have developed the new ISO 20022 interface in the Area of Wages and it has already been in productive use by some pilot customers since the beginning of 2017.

Settings

You can find the settings under Bank Account Master Data (SwissSalary Administration). There is a new “XML ISO 20022” option now in the Delivery method field. A number series is also required for the creation of the XML interface. You can determine the numbering yourself. For bank information, please continue using bank data in the DTA tab. I.e., those customers who want to migrate from DTA to ISO 20022 only have to change the transmission type and also create the number series.

Description of important fields under bank account master data

Tab General

- Delivery method | XML ISO 20022

- Transmission of number series | Create new number series, e.g. ISO20022

Tab DTA (the data remains unchanged as in the previous DTA, unless you have new bank details)

- DTA file folder | Disk drive

- DTA Sender clearing | Principal bank clearing number

- DTA IBAN | Principal bank IBAN number

- DTA sender name | Company name

The field names (DTA) will be changed in the course of 2018 after ISO 20022 is introduced completely.

Writing ISO 20022 file

Similar to writing of the existing DTA/EZAG text files, you now will find the “ISO 20022 file” button in the pay process menu bar. The procedure is the same as with the existinf DTA/EZAG files. After writing the XML file, Windows Explorer will reopen with the created XML file. The file will appear now in the new “Files” infobox on the right, where you can also export the file. This process also applies to the writing of the existing DTA/EZAG files.

In the old Classic client, you can find the file by clicking the Files button in the Pay process Journal.

File handling in the web-client

The payment files can also be created in the web client (browser). After the file is created, the following message will appear:

The file was created. Please confirm the download in the web browser.

Click OK. You can also confirm the following message by clicking “OK”. A download dialog of your Internet browser (e.g. Internet Explorer) will appear. It can be directly confirmed by clicking “Save” or “Save as”. “Open folder” opens the folder where the file was saved (if you have confirmed the previous message with “Save”, the file will be saved in your local personal download folder). From this directory, you can upload the exported file to your Internet banking.